国外金融控股集团监管模式对我国的启示

The Supervision Models of Foreign Financial Holding Groups and Their Enlightenment

我国金融控股集团逐步发展壮大,其风险的交叉性、隐蔽性日益突出,同时,我国尚未建立金融控股集团的监管体系,很难防范金融控股集团的风险隐患。梳理美国、英国、日本等发达国家的金融控股集团监管模式及成功经验,对我国建立金融控股集团监管制度具有重要借鉴意义。

With the development of China’s financial holding groups,the cross-cutting and concealing of their risks has become increasingly prominent.China has not yet established a regulatory system for financial holding groups,so it is difficult to prevent the risk of financial holding groups.The regulatory models and successful experiences of supervising financial holding groups in developed countries such as the United States,the United Kingdom,and Japan will be good references for the establishment of regulatory systems for financial holding groups in China.