整体性保护

Protecting the Whole

长期以来政府不遗余力地对金融机构进行监管,但传统的微观审慎监管办法并不足以保证整个金融体系的健康,无法遏制金融脆弱性的发展势头,全球金融危机的爆发不可避免。因此,监管当局正在探索一种更加系统性的、被称为"宏观审慎监管政策"的金融监管办法,以丰富和补充微观审慎政策的作用。

Governments have long sought to regulate financial institutions. However, traditional microprudential regulation is insufficient to guarantee the health of the financial system as whole, allowed financial vulnerabilities to grow unchecked, and contributing to the global financial crisis. As such, authorities in many countries are exploring a more systemic approach to financial regulation. This holistic approach is called macroprudential policy, which adds to and complements microprudential policy.