摘要
互联网借贷是一个新兴领域,还处于不断的发展过程中,所蕴含的风险比传统金融更为复杂。为有效防范和应对这些风险,未来应从加强立法、明确监管机构、制定监管措施和强化行业自律入手,完善互联网借贷监管体系,保证互联网借贷行业的健康发展。
Online lending is a new field that is continuing to develop. The risks involved, however, are much more complex than those in traditional finance. To effectively prevent and respond to these risks, there is a need for strengthened legislation, the designation of responsible supervisory bodies, enhancement of regulations and stepped up self-regulation. By doing so, we can improve the regulatory system of online lending and ensure the healthy development of the industry.
出处
《金融市场研究》
2014年第2期31-40,共10页
Financial Market Research
关键词
互联网借贷
风险
监管
行业自律
online lending,risk,regulation,industry self-regulation
