大数据挖掘助力未来金融服务业

Big Data Mining to Empower Financial Services in the Future

大数据是IT技术发展到一定阶段的产物,其内涵和外延还在发展中。通过对大数据的深度和广度的挖掘,大数据的价值可以被充分利用。大数据在金融服务业的应用不仅会带来新的商业机遇,还可以带来新的商业模式的变革。本文讨论了金融大数据挖掘所面临的挑战,以及国内金融业大数据挖掘的现状,并对金融大数据和云计算、互联网金融的关系进行了梳理,最后对未来金融大数据挖掘进行了展望。

Big data mining is a key result of the advances in IT technology, and is still expanding in terms of content and scope. The real-world value of big data in financial services will not only bring new business opportunities, but may also lay the groundwork for new business models. In this paper, we discuss the challenges of big data mining in finance, and examine the relationship between internet finance and big data and cloud computing. We also assess the future of big data mining in finance.