信用增进在金融市场规范发展中扮演何种角色?

The Role of Credit Enhancement in Financial Market Standardization and Development

信用增进作为金融市场的重要一环,所发挥的作用日益显现。本文通过研究信用增进可以实现降低债权人损失率的效果,发现信用增进对于促进我国金融市场规范发展、提升金融市场资金配置效率、降低交易成本、推动创新、减少市场波动和降低系统性风险等方面具有重要和积极的作用。

Credit enhancement plays an increasingly crucial role in financial markets. By analyzing the role of credit enhancement in reducing creditor loss ratios, the author demonstrates the significance of this type of credit support for China's financial markets, most notably in promoting market standardization and development, improving the effectiveness of capital allocation, lowering transaction costs, promoting innovation and reducing the possibility of systemic risk.