压力测试五年回顾

Stress Testing after Five Years

监管压力测试在美国深陷金融危机时应运而生,五年间,它已成为监管美国大型金融机构新手段的重要基础。本文回顾了过去五年中监管压力测试的发展与成果,并论述了将来计划调整的领域。

Born of necessity during the financial crisis, supervisory stress testing has become a cornerstone of a new approach to regulation and supervision of America's largest financial institutions. This article reviews the development and outcome of stress testing by regulators over the past five years and explains the areas where adjustments to testing will be needed in future.