商业银行如何强化互联网金融风险管理?

How Commercial Banks Should Strengthen Management of Internet Finance Risks

近来互联网金融发展迅猛,对传统的商业银行各类业务带来较大压力,各商业银行纷纷推出各自互联网金融产品进行应对。但不容忽视的是,互联网金融在给商业银行带来巨大挑战的同时,也将风险传导至商业银行,间接增大了银行运营中的风险,对银行风险管理带来挑战。

The fast development of internet finance has posed significant challenges to the traditional business of China's commercial banks. In order to deal with these challenges, commercial banks have launched internet financial products of their own. However, these products have also brought new risks to commercial banks, indirectly expanding operating risks and posing new challenges in risk management.