摘要
随着民营银行陆续开业,借鉴美国社区银行的经营模式、发展方式等经验,我国民营银行未来可在互联网+、供应链以及小微金融等方向突围,形成与传统银行的错位竞争,获取属于民营银行的蓝海。
China is witnessing an emergence of private banks. Based on the existing operating mode, development pattern and other experiences of US community banks, Chinese private banks could develop in the direction of Internet+, supply chain, small & micro enterprise financing and other areas, using differential competition to embrace a blue ocean of private banks.
出处
《金融市场研究》
2015年第10期43-52,共10页
Financial Market Research
关键词
民营银行
社区银行
错位竞争
private bank,community bank,differential competition