面向产业链成员的系统性金融解决方案

Systemic Financial Solution for Supply Chain Members

供应链金融作为供应链管理对应资金流的重要环节,将供应链上的核心企业及其相关的上下游配套企业作为一个整体,提供融资等整体金融解决方案。供应链金融降低了对银行作为信用中介的需求,衍生出保理、融资租赁等模式。本文认为供应链金融未来将成为我国中小企业融资的主要渠道。

As an important part of supply chain management regarding fund flows, supply chain finance provides complete financial solution by integrating the core enterprises and their related upstream and downstream enterprises. Supply chain finance reduces the reliance on banks as credit intermediaries, but emerges various modes such as factoring and financial leasing. This article regards supply chain finance to be major financing channel of Chinese SMEs in the future.