摘要
本文在对国内已发行的住房公积金贷款证券化产品进行系统梳理的基础上,分析国内住房公积金贷款证券化的模式与特点,并与美国"两房"进行对比,提出在外部增信、监管便利、流动性支持等方面的建议。
The article examines the features of China's efforts to securitize housing fund mortgages. It compares them with Fannie Mae and Freddie Mac in the US, and provides suggestions on external credit enhancement, regulatory convenience and liquidity support.
出处
《金融市场研究》
2016年第3期75-82,共8页
Financial Market Research
关键词
住房公积金贷款
证券化
交易结构
Housing Fund Loan
Securitization
Transaction Structure
