中国资产证券化产品分类标准体系研究

Research on China's Asset Securitization Product Classification Standards

制定规范的标准对市场的健康发展极为重要,这对工业制造业如此,对金融市场同样适用。本文阐述了对中国资产证券化产品分类体系的构想和框架,并就市场现有产品分类与本文提出的分类标准进行了量化对比,显示出两者的明显不同。最后对市场关心的产品以及具有争议的产品进行了讨论,展现了目前的市场分类标准存在很大可改善空间。

Normative standards are extremely important for the healthy development of the financial market.This paper analyzes the concept and framework of the classification system for China’s asset securitization products.It makes a quantitative comparison of the existing product classifications and certain criteria proposed in this paper.The paper also discusses the products that are of particular interest to the market,demonstrating that further improvements in market classification standards is required.