金融控股集团监管的他山之石

Strengthening External Supervision of Financial Holding Groups

改革开放以来,国内金控集团得到了快速发展,对宏观经济的影响力越来越重大。与此同时,部分民营金控集团出现'野蛮生长',导致系统性风险有所积聚。本文借鉴国际经验,比较分析当前国内在金控集团外部监管方面存在的不足,并提出相关政策建议,以促使金控集团更加规范发展。

Since the reform and opening up program began over four decades ago,domestic financial holding groups have made significant strides,exerting considerable influence over the macro economy.At the same time,some private financial holding groups have seen'irrational growth',leading to the accumulation of systemic risks.This article draws lessons from international experience,analyzes current regulatory deficiencies,and offers suggestions for the promotion of more standardized development.