国定贫困县金融扶贫政策效率实证分析——基于西北五省9个样本国定贫困县的分析

An Empirical Analysis of the Efficiency of Financial Poverty Alleviation Policy in National Poverty Counties——Based on the Analysis of 9 Sample National Poverty-Stricken Counties in Five Provinces in Northwest China

受地域、产业及自然条件等因素影响,国定贫困县产业单一,发展能力不足,贫困人口脱贫后容易返贫。立足西北五省,选取9个样本县,运用随机前沿分析模型计算各县的金融扶贫效率,并运用Tobit模型对影响金融扶贫技术效率的因素进行回归,确定了影响因素及各因素影响程度。从巩固脱贫成效、提高金融扶贫效率的角度出发,对脱贫摘帽后的国定贫困县,坚持脱贫不脱政策,在保证脱贫成效的基础上提高金融扶贫效率,深化贫困地区金融服务的广度深度,推进金融扶贫由"特惠"向"普惠"发展。

Affected by regional,industrial and natural conditions,the national poverty-stricken counties have a single industry and insufficient development capacity;and the poor people are easy to return to poverty after they have been lifted out of poverty.Based on the five northwestern provinces,nine sample counties were selected,the stochastic frontier analysis model was used to calculate the financial poverty alleviation efficiency of each county;and the Tobit model was used to regression the factors affecting the efficiency of financial poverty alleviation technology,and the influencing factors and the influence degree of each factor were determined.From the perspective of consolidating the effectiveness of poverty alleviation and improving the efficiency of financial poverty alleviation,it is recommended to adhere to the policy of poverty alleviation in poverty-stricken counties after poverty alleviation;improve the efficiency of financial poverty alleviation on the basis of ensuring the effectiveness of poverty alleviation;deepen the breadth of financial services in poverty-stricken areas;and promote financial poverty alleviation from 'preferential treatment' to 'inclusive treatment'.