摘要
影子银行在2008年金融危机之后被人们广泛关注,而其运行的机制早已存在。从影子银行的概念出发,结合中国国情,分析出国内影子银行的规模及趋势。通过研究中国国内影子银行在近几年的发展,分析其在对中小企业融资中起到正面效益,对银行资金运作效率的刺激作用以及信贷发展过度对金融整体形式的潜在威胁。为维护我国金融行业的稳定发展,要充分发挥影子银行正面效用,完善实体经济发展与金融服务之间的联系和放宽对金融市场管制的政策性建议。
Shadow banking has been widespread concern after the financial crisis in 2008,and the mechanism of its operation has long existed.From the concept of the shadow banking,combined with China's national conditions,analysis of the scale and trend of the domestic shadow banking.Through the study of China's shadow banking in recent years,analyze a positive benefit in the financing of small and medium-sized enterprises,stimulating effect on the operation efficiency of bank funds,and the potential threat to the whole form of credit development.In order to maintain the stable development of China's financial industry,it is necessary to play apositive effect on the shadow banking,improve the relationship between the real economy development and financial services and relax the policy recommendations of the financial market regulation.
出处
《长江大学学报（社会科学版）》
2015年第6期54-57,共4页
Journal of Yangtze University（Social Sciences Edition）
基金
安徽省高校研究生创新项目(yfc100180)
关键词
影子银行
次贷危机
银信结合
民间融资
Shadow banking
subprime mortgage crisis
the combination of silver letters
private financing
