试论国有商业银行的金融创新

On Financial Innovation of State-owned Commercial Banks

金融创新对于国有商业银行应对WTO挑战有着十分重要的意义 ,笔者在分析我国国有商业银行金融创新现状的基础上 ,对金融创新的制约因素进行了综合分析 ,并提出了推进国有商业银行金融创新的综合对策。

Financial innovation is of great significance in state owned commercial banks′ reaction to the challenge of WTO.After the description of the present situation,the paper makes a comprehensive analyses on the obstacles to financial innovation,and provides some strategies to improve the present situation.