摘要
在全球金融市场上 ,围绕着银行和证券、保险、信托等业务的融合发展 ,以证券市场为依托的各类金融创新发展到了一个新的阶段。这种发展使商业银行面临传统业务边际利润不断萎缩的困扰。证券融资、全能银行服务、巨型银行集团、网络银行、金融全球化给银行业带来了前所未有的冲击 ,银行业要获得新生 ,必须加快培养现代银行家。
Various financial creations in global financial market, backed by securities market, has grown into a new phase, centering upon mixture development of banking, securities, insurance and trust transactions. The development has turned commercial banks to face the constant shrink in marginal profit over traditional transactions. Banking industry has confronted a never-met assault by securities finance, full service banking, giant bank group, network bank, and financial globalization. The step to cultivate modern bankers must be fastened, should banking industry get restarted.
出处
《河南金融管理干部学院学报》
北大核心
2003年第1期8-10,共3页
Journal of Henan College of Financial Management Cadres
