摘要
作为个人抵押贷款主要形式的住房抵押贷款风险具有潜在性和累积性的特点,容易被忽视,但一旦发生可能是大规模灾难性的。文章分析了银行在个人住房抵押贷款业务中存在的风险,并对其防范机制提出建议。
The risk of residential mortgage has the characteristics of potentiality and accumulation and is prone to be neglected which may result in large scale and destructive disaster once it occurs. The paper analyzs the causes of this risk and puts forward some suggestions on preventing it.
出处
《北京科技大学学报（社会科学版）》
2003年第1期56-59,共4页
Journal of University of Science and Technology Beijing(Social Sciences Edition)
关键词
风险管理
个人抵押贷款
风险防范
risk management
residential mortgage
preventing risk
