以投资银行思维提升银行综合金融服务的探索研究

Research on Improving Comprehensive Financial Services of Banks with the Investment Bank Thinking

当前,我国经济进入"新常态",宏观经济面临增长方式转变、产业结构优化、政府角色转型和社会融资结构多元化等诸多挑战。银行业需要以投资银行思维提升综合金融服务:从融资中介转变为综合金融服务中介,从金融基础资产的持有者转变为管理者,从风险承担者变为风险管理服务提供商,并扮演好市场参与者和市场主体培育者的角色。

China's economy has now entered into the'new normal'.China's macro economy is confronted with challenges in transformation of economic growth pattern,industrial structure optimization,transformation of the government's role,diversification of social financing structure and other aspects.Banking industry needs to improve its comprehensive financial services with the'investment bank thinking':changing its role from intermediary agent of financing to that of comprehensive financial services,from the owner of underlying assets to its regulator,and from risk taker to provider of risk management service,and playing its part of market participant and fostering main market players.