开发性金融推动我国健康服务与养老服务融合发展研究

Research on the Role of Development Finance in Advancing Coordinated Development of Health Care and Services for the Aged

伴随着我国人口老龄化形势日益严峻,加快推动健康服务与养老服务融合发展,既是提高广大人民群众医疗和养老水平的需要,也是打造新的经济增长点、培育新的消费需求的需要。本文重点研究国家开发银行作为兼具准财政性与市场性的开发性金融机构,如何在推动我国健康服务与养老服务融合发展方面有所作为。从我国国情来看,国家开发银行应在增加健康养老服务供给与提高老年人有效需求能力方面双管齐下。从供给端来看,国家开发银行应重点支持推广"医养结合"形式的服务,支持探索健康养老社区建设。从需求端来看,应重点支持老年长期护理保险制度的建立。

As the aging population poses more and more challenges,accelerating coordinated development of health care and services for the aged is not only necessary for meeting the public's demands for health care service and services for the aged,but also important for creating a new powerhouse for economic growth and a new consumer demand.The article focuses on the role of China Development Bank(CDB),as a quasi-fiscal and market-oriented institution of development finance,in promoting coordinated development of health care and services for the aged.Given national conditions of China,the CDB should make simultaneous efforts in providing more health care services to the aged and enhancing effective consumption demands of the aged.On the supply side,the CDB should focus on spreading the pattern of'combined health care and services for the aged',and support the establishment of old-aged communities.On the demand side,it should help to set up the insurance system for long-term care for the aged.