供给侧改革视角下的互联网金融发展

Development of Internet Finance from the Perspective of Supply-side Reform

本文从供给侧改革视角出发,在对互联网金融发展进行经济学分析的基础上,提出互联网金融借助信息技术的运用与运营模式的创新,有助于提高金融资源配置效率,推动全要素生产率的提升,助推供给侧改革的进行。同时,本文总结了互联网金融发展所面临的几大风险,并提出了促进互联网金融持续健康发展的相应建议。

From the perspective of supply side reform,this paper,based on the economic analysis of the development of Internet finance,puts forward the view that the use of information technology and the innovation of operating model for internet finance help to improve the efficiency of financial resource allocation and increase total factor productivity,and thus to propel the supply side reform.Additionally,this article summarizes several major risks facing the development of Internet finance,and makes corresponding suggestions to promote the sustainable and sound development of Internet finance.