开发性银行的定位功能研究及对我国开发性银行发展的启示

Research on the Positioning Function of Development Banks and Its Enlightenment to the Development Banks in China

本文结合多篇文献,就开发性银行的职能定位、主要功能及发展方向进行了分析。本文总结得出,开发性银行具有商业银行所不能替代的多种业务功能,应坚持以开发性业务为主导,以市场化运作支持开发性业务的开展。运营良好的开发性银行有利于发挥逆周期调节作用,弥补市场失灵,促进产业转型与调整,促进普惠金融发展,增强经济可持续发展的韧性。本文根据其他发达国家成功的开发性银行案例,结合我国国情,对国家开发银行未来的业务方向提出了一些建议。

This paper analyzes the positioning,main functions and future development of national development banks.The article concludes that development banks hold multiple functions which could not be replaced by commercial banks;therefore,policy-oriented operations should maintain leading roles of development banks,while market-oriented operations may serve to support policy-oriented operations financially.A well-operated development bank can provide counter-cyclical loans,make up for market failure,promote industrial transformation and adjustment,promote the development of inclusive finance and promote the development of green finance.Based on the successful cases of national development banks in different countries and incorporated the national conditions of China,this paper presents suggestions on the future direction of business operations in China Development Bank.