农村信用社互联网金融的发展困境及突围路径研究

Research on the Difficulties and Breakthrough Paths of Internet Finance in Rural Credit Cooperatives

农村信用社在互联网金融发展中面临着风险监管能力偏弱、经营业务遭受冲击、信息化建设滞后、复合型人才短缺等多重困境,针对这些困境,本文探讨了相应的突围路径,以促进农村信用社金融服务实现互联网转型,助推整个农村金融体系实现创新性改革。

Rural credit cooperatives face multiple dilemmas such as weak risk supervision ability, impact on business operations, lag in information construction, and shortage of compound talents in the development of Internet finance. In response to these dilemmas, this paper explores the corresponding breakout path to promote the financial services of rural credit cooperatives have realized the transformation of the Internet and promoted the innovative reform of the entire rural financial system.