科技金融管理对京东供应链的优化策略研究

Research on the Optimization Strategy of Science and Technology Financial Management to Jingdong Supply Chain

科技与金融是创造社会财富的坚实两翼,两者的结合也将构成中国经济增长的原动力。随着科技的不断创新与发展,以及人们对金融观念的不断转变与提升,科技金融正广泛应用于我们的生活。本文借助文献调查法和案例研究法,通过对国内最大的自营电商企业——京东进行了全面深入的了解。不同于传统的金融模式,京东集团旗下的京东金融开创了全新的供应链金融模式,利用先进的科学技术,结合金融领域的需求,为中小微企业融资提出了很好的解决措施,使得双方的风险控制效率都得到了提高。因此,建立开放的产融结合的生态系统大平台将会是供应链金融的发展大趋势。

Science and technology,finance are the two solid wings of creating social wealth,and the combination of the two will also constitute the motive force of China's economic growth.With the continuous innovation and development of science and technology,as well as the continuous transformation and upgrading of people's concept of finance,science and technology finance is widely applied in our lives.This article uses the literature survey method and the case study method to conduct a comprehensive and in-depth research on Jingdong,the largest self-operated e-commerce company in China.Different to the traditional finance model,Jingdong Finance,a subsidiary of Jingdong Group,has created a new supply chain finance model.Using advanced science and technology,combined with the needs of the finance,the supply chain finance model has proposed solutions for small and medium-sized enterprises and has led to the improvement of the efficiency of risk control on both sides.Therefore,the establishment of open platform for enterprise ecosystem integration will be the development trend of supply chain finance.