家庭风险分担机制对农村医疗保险需求的影响——对四川省的初步调查报告被引量：36

The Influence of Intra-Family Risk Sharing Group on the Demands for Health Insurance in the Rural Area-An Elementary Report for the Survey in Sichuan Province

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摘要本文在观察四川农户健康风险应付行为的基础上 ,把家庭风险分担团体视为一个组织 ,与正式保险组织在制度、组织和管理三个方面作比较分析和定量的相关性分析。结果表明 ,家庭风险分担团体与正式保险组织有部分替代性和优越性。 Observing the risk\|coping behavior of Sichuan rural residents,the authors consider the Intra\|Family risk Sharing Group (IFRS group)an organization,and make comparative and quantitatively correlative analyses on the formal insurance organization in system,organization and management.The results indicate that to some extents,taking some advantages,IFRS group can substitute for the formal insurance organization,and its function is negatively related to the demands of rural residents for the formal health insurance.

作者蒋远胜肖诗顺宋青锋

机构地区四川农业大学财政金融系

出处《人口与经济》 CSSCI 北大核心 2003年第1期74-80,共7页 Population & Economics

基金国家留学基金委资助

关键词家庭风险分担机制农村医疗保险健康保险四川农民 IFPS group rural residents risk\|coping health insurance

分类号 F842.684 [经济管理—保险] F842.771 [经济管理—保险]

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