恶意透支型信用卡诈骗研究

Research on the Crime of Credit-card Defraud by Malicious Overdraft

本文对我国刑法规定的信用卡诈骗罪中的恶意透支型诈骗的犯罪情况进行了详细探讨。特别探讨了恶意透支的含义、恶意透支的一些疑难问题,深入分析了恶意透支中非法占有目的的理解与认定,超额超期透支的理解,经发卡银行的催收仍不归还的认定与理解,以及骗领信用卡后恶意透支的定性等问题。

This article is about the researches on the crime of creditcard defraud by malicious overdraft In this article, some issues of definition of malicious overdraft and the puzzled problems of malicious overdraft are researched, such as the aim of illegal possession in malicious overdraft, the issues how to understand one person who overdraft by exceeding period and amount, and the issues that one person doesn't return the overdraft when the cardbank has precessed for At last, it also probes how to punish the person when he cheats the other out of the creditcard money by malicious overdraft