中小企业融资模式的理论研究

Theoretical Study on the Finance Models of Medium-and-Small-sized Enterprises

“融资难”是制约中小企业持续发展的“瓶颈”问题。文章通过分析中小企业融资的市场特点及“融资难”的深层原因 ,进一步对中小企业直接融资与间接融资模式进行探讨 ,最后指出 ,面对融资市场的激烈竞争 ,中小企业必须拓宽自己的融资渠道 。

Hard-to-finance'is a 'bottl-neck'problem that restricts medium-and-small-sized enterprises from sustained development.By analyzing the financing market characteristics of medium-and-small-sized enterprises and the deeper reasons for their 'hard-to-finance',This article makes a study of medium-and-small-sized enterprises'direct finance models and indirect finance models,Finally pointing out that faced with the fierce competition in the financing market,only by opening up more financing channels can medium-and-small-sized enterprises survive and prosper.