银行、企业间矛盾的成因及其解决方法

The causes of contradiction between the banks and the growing middle-small enterprises and its resolvent method

论述了银行巨额存贷差与成长型中小企业融资困难之间的矛盾.分析了引起该矛盾的银行原因、企业原因以及深层原因,并分析了该矛盾对银行、中小企业及国家经济的危害.提出了缓解及最终解决该矛盾的对策,即建立成长型中小企业信贷评估系统.

The contradiction between the banks savings balance and the growing middlesmall enterprises problem of finance is put forward, then the causes of the contradiction including bank cause, enterprise cause and the deep cause, and the harm of the contradiction to the banks, middlesmall enterprises and national economy are analysed, which induce the contradiction. The countermeasure aiming at the causes of the contradiction and resolving the contradiction is brought forward, which is establishing a reasonable credit evaluating system for growing middlesmall enterprises to resolve the existing contradiction.