从国际金融保险制度看中国建立存款保险制度的可行性

Favor the Feasibility of Establishing Deposit Insurance System in China from the International Financial Insurance System

在向市场经济转轨的过程中,中国金融业承担了巨大的改革成本,存在着潜在的金融风险,如何应对这一状况,关系到金融业能否稳定地向前发展。分析目前化解风险的措施和不足,借鉴国际经验,建立有中国特色的存款保险制度,具有特别重要的意义。

In the process of turning to market economy, the Chinese fina n cial industry undertook the great reformation cost. It exists in latent financia l risk. How to deal with this condition relates to whether the financial industr y can develop steadily. To analyze the present measures to dissolve the risks, d raw lessons from the international experience, and establish the savings insuran ce system with Chinese special features has a special significance.