培育农村金融体系与推动农村互助担保业务发展

The Cultivation of the Finance System and the Promothin of the Development of Mutual Guarantee Business in the Countryside

本文认为农村信用社应从产权入手深化改革 ,放宽市场准入条件 ,培育新的社区性金融机构。对国有商业银行和政策性银行的县以下机构也应进行改革 ,同时应及时解决农村的证券、保险等金融服务问题 ,推动农村互助担保业务发展。

This article thinks that the Rural Credit Collectives should deepen reform starting from property right, should broaden the market admission requirement and create new community-based financial institutions. The state-owned and policy-related banks under county should be reformed, too. At the same time some service problems such as the securities and insurance in the countryside should be settled in time in order to facilitate the development of the mutual guarantee business.