我国私有企业信贷现状分析与对策研究

On the current situation of Chinese private enterprise credit and the countermeasure

随着我国加入WTO,我国经济已融入到世界经济大潮之中,如何加快我国国民经济的发展,已成为当务之急。私有经济在我国经济发展中正发挥着越来越重要的作用,与之相矛盾的是,私有企业信贷规模与其在国民经济中所占地位极不相称,究其原因是私有企业信贷难,更深层次的原因是我国社会信用体系不健全。所以加快我国社会信用体系建设是解决私有企业信贷难的根本所在。

Along with our country's entering WTO, our country's economy has joined in the world economy. How to expedite the development of our national economy have become our urgent affairs. Private enterprise is exerting a more and more important function in the economy development of our country. It is a contradiction that the credit scale of private enterprise doesn't match its status in national economy. The reason lies in the difficulty of getting a loan for the private enterprise, and the deepseated reason is the morbidity of our country's societal credit system. So we should expedite the construction of our societal credit system in order to solve the problem of the private economic credit.