论中国保险业国际竞争力

On International Competitiveness of China's Insurance Industry

竞争力的核心是比较优势 ,创新是提升产业竞争力的关键 ,而包括宏观政策的支持、相关产业的发展、居民的消费水平与习惯、政府管制等对产业竞争力的形成也起着十分重要的作用。为适应国民经济发展的需要 ,特别是应对加入WTO ,中国保险业应坚持以发展为主线 ,以改革创新为动力 ,以防范化解风险为核心 ,培育和完善市场体系 ,深化保险公司体制改革 ,加强管理 ,改善服务 ,走集约化、集团化、市场化、国际化的发展道路。

In the paper, supporting macro-economic policy, the development of interrelated industries, consumption patterns and government regulation are regarded as important factors in developing the competitiveness of any industry. However, the author further points out that the comparative advantage and innovation are also the key for improving competitiveness. In order to adapt to the development of the national economy and the requirements of WTO entry, China's insurance industry should deepen its system reform and improve the management practice, paving the way for the marketlization and globalization of the industry.