国际银行业混业经营对我国金融业的影响

The Influence on Finance in China from the Mixed Operation by International Bank Industry

中国金融分业经营制度是宏观金融政策需要和金融市场稳健发展内在要求合理作用的结果。但是 ,金融混业经营制度的比较优势及其在欧美发达国家的发展历程 ,说明该制度是金融业经营制度变迁的最终选择 ,国际银行业混业经营已成为世界性的发展趋势。面对WTO的挑战 。

The Chinese financial divided operating system is the result of the demand for the macro finance policy and the stable development of financial market. But the advantage of financial mixed operating system and its development in Europe and America has demonstrated that this system is the best choice for vicissitudes of operating system in banking industry. The mixed operation by international bank industry has become a developing tendency in the world. Facing the challenge after entering WTO, The banking industry in China should be well prepared to turn its financial operation into the mixed one.