关于高等院校开办校内银行的设想

Thoughts on College-Run Banks

高等学校开办校内银行是高校自身及社会经济发展的客观需要,有利于国家银行、学校发展和教职工的生活。校内银行可以通过促进资金合理流通、提高资金使用效率来促进科研教育事业的发展,为科研、生产及教学环节的资金周转提供方便,同时能掌握学校各部门财务收支活动,全面反映学校的经济情况。校内银行的营运模式应既具有银行的性质和职能,又体现高校特色,资金应来源于预算内资金、预算外资金、借贷资金及其他资金,组织机构及银行核算应符合学校的实际情况。

College-run banks are necessary for the development of colleges and of the social economy.College-run banks will benefit state-owned banks,colleges,and the daily life of staff in colleges as well.By promoting funds flows and improving efficiency of funds operation,college-run banks can be a help for the fund management in scientific researches,in manufacturing,and teaching.In addition,college-run banks can help administrative offices of colleges to keep abreast of financial positions of departments and financial condition of the college.The operating mode of college-run banks should be the one of normal banks,while characteristics of colleges should be embodied.The fund of college-run banks can be of various sources.The organization and the business accounting of a college-run bank should tally with the actual situation of each college.