浅谈中小企业的融资问题

Talking about the Problem about Difficult Financing of Small and Medium-sized Enterprise Briefly

中小企业是我国国民经济中的一支重要力量 ,而当前中小企业发展面临的最大问题是融资难。造成中小企业融资难的根本原因 ,主要来自于企业自身的经营状况、国有银行经营弊端与利益考虑以及政府的扶植力度不够。解决中小企业融资难的问题 ,不仅需要中小企业完善自身的治理结构 ,加强与银行的联系 ,更需要国家尽快制定出为中小企业贷款的有关政策 ,为中小企业的发展创造良好的外部条件。

Inside the biggest problem that small business enterprise is an important power is in our national economy , but it is margin that development of small business enterprise of inside of front face is difficult .Cause the basic reason with difficult financing of small and medium-sized enterprise, Come from enterprise the management states of oneself mainly, state-run banks manage and interests consider drawback and government foster enough dynamics. Solve the problem with difficult financing of small and medium-sized enterprises, not merely need small and medium-sized enterprise to perfect one's own administration structure , Strengthen the connection with bank , need the country to make and happen for the decision of loan of small and medium-sized enterprise as soon as possible , Create a good outside condition for the development of the small and medium-sized enterprise.