高校贫困生成因与援助方式选择

On the Establishment of Risk-Evading Mechanism of State-Aid Loans for Students

在高等教育大众化的进程中 ,关注弱势群体接受高等教育的权利和机会 ,事关高等教育的公平与社会的稳定。分析我国高等学校贫困生问题形成的主要原因 ,并制定相应的援助方式具有重要现实意义。

The high risk of state-aid loans for students has become a vital facto r in restricting the full performance of granting loans. Evading financial risk s of commercial banks is a guarantee of the sound development of state-aid loan s . Therefore it requires exploring and setting up a risk-evading system and oper a ting mechanism on the basis of fully understanding the reason for the high risk of state-aid loans.