摘要
个人信用制度是消费信贷发展的“润滑剂” ,目前由于个人信用制度的缺乏与空白 ,在一定程度上制约了消费信贷的发展。因此 ,结合国内外的先进经验 ,建立适合黑龙江省消费信贷业务发展的个人信用制度具有重要意义。应从完善个人消费信用活动档案 ,建立个人基本账户及完善个人资信评估体系等方面强化个人消费制度的建设。
Individual credit system is the lubricating oil of the consumption credit. Now the lack of individual credit system restricts its development of. Therefore, referring to the advanced experiences of the developed countries, it is important to build Heilongjiang province's individual credit system in order to promote consumption credit.
出处
《商业研究》
北大核心
2003年第10期74-76,共3页
Commercial Research
基金
黑龙江省哲学社会科学基金资助项目。(0 1B0 13)
