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4Desai,V S ,Convay,D G ,Crook,J N and Overstreet G A (1997) Credit scoring models in the credit union environment using neural networks and genetic algorithms.IMA Journal of Mathematics Applied in Business and Industry,8,323 ～ 346.
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8Baesens B.; Van Gestel T.; Viaene S.; Stepanova M.;Suykens J.; Vanthienen J ( 2003 ) Benchmarking state- ofthe-art classification algorithms for credit scoring,The Journal of the Operational Research Society,54,627 ～ 635.
9Desai,V.S.,Crook,J.N.and Overstreet,G.A.(1996) A comparison of neural networks and linear scoring models in the credit environment.European Journal of Operational Research,95,24 - 37.
10Desai,V.S.,Convay,D.G.,Crook,J.N.and Overstreet G.A.(1997) Credit scoring models in the credit union environment using neural networks and genetic algorithms.IMA Journal of Mathematics Applied in Business and Industry,8,323 ～ 346.
