企业利用商业信用筹资的利弊分析

Analysis of Advantages and Disadvantages of Raising Funds on Commercial Credit for Enterprises

商业信用筹资是企业常用的自然筹资方式,但不适当地利用商业信用筹资,可能导致企业销售利润减少,从而使企业的经营风险和总风险提升,并难以控制。因此,企业应当慎重地利用商业信用筹资,并将其规模控制在适当的水平以下,尽可能使商业信用筹资保持其自然筹资的本来属性。

Raising funds on commercial credit is a common and natural way for enterprises.However,if it is not handled properly,the profit of the enterprises will be reduced with the result that the operational risk and general risk of the enterprises will be enhanced and become difficult to control.Therefore one must be careful when using this way to raise fund and control it.Below certain scale and keep its original nature for raising funds.