摘要
对于中小企业融资时信用评级问题,从需求角度探讨了个人、企业层面的违约风险的度量与相应的征信体系的构建,并从供给角度使用创新方法评价商业银行的内部风险。
This paper presents the definition of SMEs financing credence grading,analyzes the pa-rameter designation for the default risks caused by individuals or enterprises in regard to demand,discusses about the credit measurement system,and then makes some suggestions on how to evalu-ate the internal risk of commercial banks with the innovating methodology in regard to supply.
出处
《金融理论与实践》
北大核心
2003年第6期6-8,共3页
Financial Theory and Practice
基金
国家自然科学基金资助项目(批准号79970100)。
