我国外资银行危机处理与救助机制

Establishing the Crisis Management and Salvation Mechanism of Foreign Banks in China

为保护存款人的利益、维护金融业的稳定 ,我国的外资银行监管除应加强预防性监管外 ,当务之急是建立健全危机处理措施体系。本文从四个方面探讨了外资银行危机处理和救助机制的主要内容 ,即实施最后贷款人救助制度、建立存款保险制度、完善银行收购制度和完善破产制度。

To protect the benefit of depositors and maintain the financial stabilization, the urgent affairs of foreign banking regulation in our country is to establish and consummate the measure system of crisis management beside strengthening defending supervision.The article discusses the main content of crisis management and salvation mechanism of foreign banks from four aspects: actualizing the lender's last resort system,setting up the deposit insurance system,consummating the bank purchasing system and improving the bankruptcy system.