管窥我国发展网络保险

Views On Developing Network Insurance of Our Country

电子商务的迅速发展对保险业的影响越来越大,通过网络保险可以简化销售环节、降低销售成本,提高保险市场运行效率;更好地提供个性化服务,开发保险资源;加快保险信息化管理步伐。但由于互联网硬件、法律环境、金融电子支付手段等方面原因,制约了我国网络保险的快速发展。只有加强网络安全建设、建立和完善相关法律法规、加快内部信息化步伐,才能完成网络与保险的有机结合。

Insurance can not only simplify the selling procedure hut decrease its cost and improve the efficiency of insurance market management as well,which can offer better personality services,exploit the insurance resources and speed up the insurance information management. Bui the problems about internet hardware, law environment and means of financial electronic payment limit the rapid development of Network Insurance of our country.Only if we strengthen the construction of network safety, build and improve the steps of inner information management, can we fulfill the integration of network and insurance.