养老基金与信托制度——基于信托法基本理论的分析

Pension And Trust System

信托是起源于英国衡平法的一项独特的财产管理制度,养老金信托是信托法这棵“英国法律果园中结果最多的果树”新结出的果实之一。英国养老金信托的形式已经被许多国家借鉴采用并取得了显著的成果。从理论上讲,这是由于信托制度的基本理念与养老基金的特点十分吻合,利用信托制度安排养老基金管理运作有其深厚的信托法理论基础。理解这个理论基础,对于我国养老保险制度的改革、养老基金的规范化管理运作有着重要的理论和现实意义。

The form of British pension trust is already draw lessons from and adopt and make the remarkable achievement by a lot of countries. Theoretically Speaking, this is because the basic theory of the trust system are very identical with characteristic of the pension, Utilize trust to arrange for pension manage operation have its deep law's theoretical foundation of trust.Understanding this theoretical foundation, there are important theory and realistic meaning to the reform of the insurance system of pension of our country.