摘要
保险代位权是财产保险的一项基本制度 ,其宗旨是为被保险人提供双重保障 ,以确保被保险人的损失得以充分补偿。保险人应在保险补偿金额范围内代位行使对第三者请求赔偿的权利。被保险人对代位权行使的结果享有优先受偿权。为充分发挥保险代位权的功能 ,应尽快完善我国的保险立法。
The sum of indemnity has been paid to insurant is the precondition of insurance subrogation. The scope of insurance subrogation should be limited within the insurance subrogation. The insurer should principally exercise the subrogation in the name of the insurant and the insurant has the priority of compensation. The insurant has the assistance duty to realize the insurer's subrogation.
出处
《法律科学》
CSSCI
北大核心
2003年第3期81-88,共8页
Law Science (Journal of Northwest Institute University of Politics and Law)