金融工程的发展及在我国的应用

Finance Engineering Development and Uses in Our Country

20世纪七十年代以来,全球经济金融发生了巨大变化,汇率、利率及各种金融产品价格波动不断,使经济金融活动风险加大,金融市场发展使金融机构经营环境发生变化,为寻找新的避险手段,发现新的盈利机会,推动金融创新不断发展,金融工程应运而生。金融工程的形成与发展,使金融机构的经营效率不断提高,强化了金融市场效率。中国金融市场是一个后发市场,在金融工程的引进发展上,应体现中国经济的特色。

Since the 1970s,the tremedous changes of global economy finance has taken place,exchange rate,interest rate and other finance product prices have fluctuated continously,which brought about great finance risk.to finance organizations.As a rescut of finance organization business environment change from finance market development,the finance engineering emerged to help finance organizations to avoid finance risk and seek profitable chance.The finance engineering form and development strengthens the finance organization effectirity.The finance market of China is the mastery market only after other finance market.So,the finance engineering development and introduction should embody china characteristic.