地区经济发展与银行资金的营运和调控

Area Economic Development And Managing And controlling Banking Fund

文章认为,改革以来地区经济的生成与发展,即使我国的经济管理层次由过去的中央一级变为中央和地方两级,有力地调动了地方政府组织与发展经济的积极性,同时也造成了对地区优势的多层次分割。地区经济的生成与发展。客观上促进了银行体系的改革和银行融资机制的变化,但也给银行资金的营运和调控管理带来了新的困难。在目前基层专业银行表现为双重主体,经营目标多重化的条件下,由于基层银行与地方利益呈一体化格局,其资金的营运呈现出明显的地区化倾向,从而使中央与地方在资金使用中引起剧烈的矛盾和摩擦,降低了资金的使用效果。解决这一问题的基本对策,一是实现基层专业银行双重职能的分离;二是实现专业银行资金的自给自足。文章还就这些对策的实施方法与步骤等提出了较为详尽的设想。

this thesis holds area economic growing and developing mobilizes area governments positive factors of orginizing and developing economy, and sametime if makes differences during areas, Area economic growing and developing advaces the reform of banking system and changes of financil mechanism. Because of the two ownerships of specialized bank its fund movement shows in depenent actions during areas so there are mang contradictories between the central government and branchs of gouernment. It decrease, the affect of fund used. To resolve these questions, first we should seperate the two tasks of speciatized banks, second achieve to provide fund by specialized bank ifself.