中小企业融资市场供求分析——兼论中小企业融资困难的原因与对策建议

Demand and Supply Analysis of Small-size Enterprise Financial Market

中小企业对中国社会经济具有多方面意义 ,在经历一段时间快速发展之后 ,进入困境和瓶颈期 ,本文首先针对中小企业的融资问题进行理论分析 ,尝试建立融资市场的供求分析模型 ,然后以银行内部政策调整和加强担保措施为例进行具体分析 ,希望提供理论上的解释 ,并导出一些解决问题的新措施。

Small-size enterprise play an important role in Chinese economics.After twenty years fast development, these enterprises go to the bottle-neck times. We analysis their financing problem in this article, try to set up one model about the market demand and supply of small-size enterprise, and explain the reason. At last we suggest that commercial banks adjust internal credit policy and strengthen guarantee measure.