我国商业银行中间业务发展的现状、问题及对策

On Status Quo, Problems in China's Commercial Banking Intermediary Services Development and its Countermeasures

同发达国家银行业中间业务相比较,我国商业银行开展的中间业务存在范围小、品种少、收益差、发展慢等问题。应通过加快金融体制改革、逐步推进金融业经营模式的转变等措施来改善银行外部的依存环境。同时,银行自身也应积极转变经营理念,建立科学的中间业务经营管理体制。

Comparing with intermediary services in developed countries, there are such problems as smaller scope of business, fewer sorts of transactions, worse revenue, and slower development in the development of China's commercial banking intermediary services. Such measures as quickening financial regime reform, promoting of transformation of operation patterns of financial industry should be taken to consummate external reliance environment for banks. Meanwhile, banks themselves should also alternate actively operation conception so as to set up a scientific operation and management regime for intermediary services.