我国国有商业银行公司治理结构改革研究

Research on corporate governance reform of China state-owned commercial banks

随着我国金融体制改革的深入,国有商业银行公司治理结构改革的需要已经被普遍认同。作者提出对国有商业银行公司治理结构改革不仅应当分析和改革我国国有商业银行在产权结构、制衡机制、激励和约束机制、信息披露机制等方面存在的问题;而且必须考虑到银行作为经营货币的"准公共"机构的特殊性,创造出适宜良好公司治理结构成长和运行的法治和监管环境,确保银行股东和债权人等利益相关者的权益,避免在国有商业银行公司治理结构改革中重蹈东南亚一些发展中国家的覆辙。

With the further implementation of financial regime reform in China, it is generally accepted that it is necessary to reform corporate governance of stateowned commercial banks The author puts forward that the reform should be carried out not only by analyzing and transforming the problems of corporate governance of stateowned commercial banks in the respect of ownership structure, hierarchical control diversion mechanism, incentive and restriction mechanism and information disclosure mechanism, but also by creating a sound lawful and supervisory environment under which healthy corporate governance could be cultivated and properly operate to ensure the rights and interests of shareholders and relevant stakeholders like creditors of banks and avoid repeating the fault in corporate governance of southeast Asian countries in view of the quasipublic nature of banks which deal in currency.