1AN Berger, G F UdelL Relationship and lines of credit in small firm finance [ J ] . Journal of Business1995, 68 (3).
2BanerjeeA V , Besley T, Guinnane T W. The neibour' keeper: the design of a credit cooperative with theory and a test [ J ] . Quarterly Journal of Economics. 1994, 109.
3Jith Jayaratne, John Wolken. How important are small banks to small business lending? New evidence from a surveyBanking and Finance,of small firms [J] .Joural of 1999, 23.
4Jose Lopez - Gracia, Aybar - Arias. An emperirical approach to the financial behavior of small and medium sized companies [ J ] . Small Business Economics, 2000, 14.
5BanerjeeA V, Besley T,Guinnane T W. The neibour'keeper: the design of a credit cooperative with theory and a test[J]. Quarterly Journal of Economics. 1994,109.
