国有银行治理结构与制度创新的思考

Thoughts on the Governing Structure and Institutional Innovation in State-owned Banks

制度创新是当前中国四大国有商业商业银行面对全球金融竞争的必然选择。现代银行业竞争的关键是制度竞争 ,而公司治理结构是银行制度的核心。国有银行制度创新的关键在于完善其法人治理结构 ,解决国有银行产权虚化。同时 ,应着力营造国有银行制度创新的环境。

Institutional innovation is the inexorable choice for the Big Four state-owned c ommercial banks confronted with global financial competition. Modern banking com petition is, in essence, institutional competition, and corporate governing stru cture is the core of banking system. The key to the institutional innovation in state-owned banks lies in perfecting their corporate governing structure and res olving the problem of the absence of property rights. In the meantime, we should strive to build the environment for their institutional innovation.